About Us
We exist to expand financial access for underserved communities through simple, transparent products and doorstep service.
Our Mission
Enable livelihoods and entrepreneurship with responsible, customer-centric Dharm Singhu Micro Finance Pvt. Ltd. services. We combine fair pricing, financial literacy, and ongoing support to create lasting impact.
- Financial and technical literacy at the grassroots
- Entrepreneurial skill-building for sustainable growth
- Community-first approach with mutual accountability
Inclusive, transparent, and customer‑centric services designed around real needs — not paperwork.
Our Vision
A financially included India where every micro‑entrepreneur—especially women and first‑time borrowers—can access fair credit and the knowledge to use it confidently.
- Expand last‑mile access across rural and peri‑urban regions
- Champion women‑led enterprises and SHGs
- Build digital‑first, paper‑light processes with strong governance
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We envision credit that creates dignity and opportunity — not debt traps. Impact is measured by livelihoods improved, not just loans disbursed.
100+
Communities Served
95%+
On‑time Repayment
48 hrs
Avg. Disbursal Time
3+
Loan Products
Core Values
Transparency
Clear terms and responsible pricing with no hidden charges.
Inclusion
Serving areas where formal finance is hard to access.
Support
Financial literacy and post‑disbursal hand‑holding.
How we work
1
Apply
Share basic details and preferred loan type.
2
Verify
Doorstep KYC and need assessment.
3
Approve
Quick credit decision with transparent terms.
4
Disburse
Fast disbursal to your account or approved method.
5
Support
Ongoing financial literacy and repayment support.
Leadership
PK
Prakriti K.
Managing Director
Over a decade of experience in microfinance and community development.
AK
Arun K.
Head of Operations
Leads risk, compliance, and process excellence.
FAQs
Self Help Groups (SHGs) or community groups with basic KYC and stable attendance are typically eligible. Final eligibility is confirmed post verification.
Most applications are decided within 24–48 hours after document collection and need assessment.
No. All fees and applicable charges are disclosed transparently prior to disbursal.
Our Partners
Partner A
Partner B
Partner C
Partner D
Ready to take the next step?
Talk to our team about eligibility and documentation.