About Dharm Singhu Micro Finance

Empowering dreams, building communities. We bridge the gap between aspiration and achievement through inclusive financial solutions that honor dignity and foster sustainable growth.

Our Mission

To democratize financial access by transforming lives through ethical microfinance. We believe every individual, regardless of their economic background, deserves the opportunity to build a prosperous future. Our mission extends beyond lending—we cultivate financial independence, nurture entrepreneurial spirit, and strengthen community bonds.

  • Comprehensive financial education from grassroots to growth
  • Mentorship-driven entrepreneurial development programs
  • Community-centric approach with collective prosperity goals
  • Technology-enabled solutions for seamless accessibility
Where traditional banking sees risk, we see potential. Our human-centered approach transforms financial barriers into stepping stones for success.

Our Vision

To be the catalyst for India's most inclusive financial ecosystem, where every dreamer becomes a doer. We envision a future where economic opportunities aren't determined by geography, gender, or social status, but by determination and character.

  • Pioneer last-mile financial inclusion in underserved regions
  • Empower women entrepreneurs as economic changemakers
  • Create digital-first solutions without compromising human touch
  • Establish benchmarks for ethical and responsible microfinance
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True success isn't measured by the loans we disburse, but by the dreams we help realize and the communities we help flourish. Every client's growth is our victory.
150+
Villages Transformed
98.2%
Trust & Repayment
24 hrs
Approval Speed
75%
Women Clients

Core Values

Integrity First

Absolute transparency in all interactions. Every term, every fee, every process is crystal clear from day one.

Dignified Access

Financial services that honor human dignity. No one should feel diminished while seeking growth opportunities.

Lasting Impact

Beyond transactions to transformations. We invest in relationships that create generational change.

Our Journey Together

1
Connect
Simple application process respecting your time and dignity.
2
Understand
Personal consultation to understand your unique needs and aspirations.
3
Approve
Fair evaluation based on character, not just paperwork.
4
Empower
Swift fund deployment with comprehensive guidance for success.
5
Flourish
Continuous mentorship and community building for sustained growth.

Leadership

DS
Ganga Prasad
Founder & Managing Director
Visionary leader with 15+ years in rural finance and community development.
RM
Shiv Prashad Upadhyay
Direcotr
Expert in scaling sustainable microfinance operations across diverse markets.

Accreditations & Compliance

RBI Guidelines Compliant
Fair Practices Code Certified
ISO 27001 Data Security
PMMY Empanelled Partner
Digital India Initiative
MSME Development Partner

Detailed policies available on our Terms and Privacy pages.

FAQs

We combine ethical lending with comprehensive support. Beyond providing funds, we offer financial literacy, business mentorship, and community building that ensures sustainable growth for our clients.

We evaluate character, community standing, business potential, and repayment capacity through our community-based assessment model. Our local presence helps us understand each client's true potential.

We offer comprehensive financial literacy programs, business development training, digital banking education, and ongoing mentorship. Our goal is to build capabilities, not just provide credit.

Our Partners

Banking Partners
Government Schemes
NGO Network
Technology Providers
Your Journey to Financial Freedom Starts Here
Join thousands who've transformed their lives with ethical, supportive microfinance.
Contact Us